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Insurance Process
It is important to check with your insurance company prior to starting this process. Call the toll-free number listed on your insurance card for either benefits or customer service and ask the following questions.
Not all insurance plans cover weight loss surgery. If the insurance company state that it is covered based upon medical necessity, the surgeon will write a letter to your insurance company describing why you specifically need the surgery done. If the insurance company instructs you that you have contract exclusion or that it is not a covered benefit then you will need to be able financially to cover the cost on your own. If self-payment is elected, payment is required in advance of your surgery date for this elective procedure.
- Ask if the procedure code is a covered benefit.
Roux-en-Y Surgery Code 43644
Lap BAND Surgery Code 43770
Sleeve Gastrectomy Surgery Code 43659
Be sure to clarify that you re asking about the procedures on the basis of medical necessity. - Do you have any specific criteria that must be met to have weight loss surgery?
- Are my surgeons and Hays Medical Center providers under my plan?
- Are nutrition, physical therapy and psychological evaluations covered?
Not all insurance plans cover weight loss surgery. If the insurance company state that it is covered based upon medical necessity, the surgeon will write a letter to your insurance company describing why you specifically need the surgery done. If the insurance company instructs you that you have contract exclusion or that it is not a covered benefit then you will need to be able financially to cover the cost on your own. If self-payment is elected, payment is required in advance of your surgery date for this elective procedure.